Dub got hit, guy refuses to pay

[Talluer]

Long story short I was backed into by a porta-potty companies trailer while they were picking up porta shitters, the company is rather small so I'm dealing with the owner directly. He left a business card on my parked car and left. I contacted the guy and filed out a police report. I went and had an estimate done at Cosmos and emailed the estimate to the business owner. He proceeded to call me and absolutely lose his mind on the phone, super abusive and uncooperative. He said if I didn't take the car to his buddy's shop I could go f*** myself. Nice guy. He refuses to provide me with his insurance info due to his apparently high deductible and also refused to pay for the work at the shop of my choosing.

Right now my insurance company (AMA) is in the process of retrieving a copy of the police report in hopes of getting his insurance info so that they can contact them and sort this out. It's taking weeks to get this report and I'd like to explore a few other options considering my insurance company may not be able to help.

Does anyone have any links concerning insurance law in Alberta? The guy argued on the phone that I had to provide more than one estimate (contradicting what Loc at Cosmos told me) and that he was going to contact the police to sort this all out. I'd like to send him a nice email stating the correct facts concerning insurance in Alberta. Maybe I can help him see the light. Paying up or providing his insurance info is going to allow us to avoid the time and money involved in taking this to civil court.

So if anyone has any advice it would be greatly appreciated, thanks!

[mtaylor]

Re: Dub got hit, guy refuses to pay

You have the right to have your car repaired at the shop of your choice. You are not required to get more than one quote.

[Talluer]

Re: Dub got hit, guy refuses to pay

You have the right to have your car repaired at the shop of your choice. You are not required to get more than one quote.

That's what I thought, i'd like to find something stating just that on a provincial website so I can send it to the guy. I want to let him know that this isn't going to go away and that he is not going to win. So pay up or provide your insurance info!

[longsock]

Re: Dub got hit, guy refuses to pay

Wow sorry to hear about your car. Guy sounds like a total idiot and you will get your car fixed one way or another...I don't think it should be a problem where you'll get the car fixed, it's your choice...

Keep us posted, I'd like to know where this ends up.

Do you have pics?

[Talluer]

Re: Dub got hit, guy refuses to pay

Wow sorry to hear about your car. Guy sounds like a total idiot and you will get your car fixed one way or another...I don't think it should be a problem where you'll get the car fixed, it's your choice...

Keep us posted, I'd like to know where this ends up.

Do you have pics?

No I don't have any pics, he hit the rear end with a trailer. Partially tore the bumper off, damaged the taillight. He dented the rear quarter panel as well, that's where it started to get really expensive. Somehow my trunk came out ok.

[RONDAL]

Re: Dub got hit, guy refuses to pay

this is why everyone should always go through insurance.
he will have the option to pay it out on his end so it doesn;t affect his rates after the work has been done

[Stonewall]

Re: Dub got hit, guy refuses to pay

Document all conversations with him with times and dates. He has already accepted responsibility and is now being a dick about it. Time to hand it all off to your insurance and let them deal with it. If he wants he can pay your insurance company directly rather then going through his. Either way less hassle and stress for you. **** happens, own up to it and pay for your mistakes but don't be an ass about it, so nail him to the wall for this one.

[Talluer]

Re: Dub got hit, guy refuses to pay

http://www.finance.alberta.ca/public...collision.html

Here's a helpful link if anyone is interested. Just sent him an email stating the law and his options.

[Wayne Dyck]

Re: Dub got hit, guy refuses to pay

http://www.finance.alberta.ca/public...collision.html

Here's a helpful link if anyone is interested. Just sent him an email stating the law and his options.

Good link. Thanks.

My experience, twice now...
File police report. Contact your insurer. Have your car repaired as you want under your insurance (initially you will have to pay your deductible). Your insurer will obtain police reports from both parties. If he has not filed a police report, the police will chase him down. Stay on top of your insurer (weekly phone calls), do not let them settle without your knowledge. Once he (or his insurer) settles, your insurer will reimburse your deductible. It can be a long process if the other party (or his insurer) is uncooperative.

Do not chase him personally. Use your insurer. It's why you pay the big bucks.

[luunta]

Re: Dub got hit, guy refuses to pay

if he's the sole proprietor he's liable personally, so that might be why he's flipping his ****. it's his own fault for not incorporating.

but yeah, definitely use your insurer.

[aliencurv]

Re: Dub got hit, guy refuses to pay

he probably has a high deductable because he's got a f load of tickets and probably a dui under his belt. all tickets were most likely caused during the stampede where his sh!tters were actually used and in demand. he probably made some decent money, and thought he was on top of the world. he piled his unemployed friends in his pickup truck and drove home from ranchmans, smoking a cigerette and racing cars with loud exhausts.

he's also probably from newfoundland

[Deuce]

Re: Dub got hit, guy refuses to pay

Long story short... almost the exact same thing happened to me (ie. guy backs into you, leaves card, then refuses to pay anything, blah, blah, blah).

I attempted to do the "nice guy" thing too by letting him settle out of insurance however, AS SOON AS he gave me resistance I sick'ed my boys at Meloche Monnex on him. At the end of the day, they dealt with everything, I paid nothing, Cosmos and Loc took care of my baby... and I never lost any sleep at all over it.

Like Wayne Dyck says... "Do not chase him personally. Use your insurer. It's why you pay the big bucks." You tried the "nice guy" route... now it's time to let him suffer the wrath of non-stop calls from AMA. Don't worry dude... AMA will make sure they get their dough outta him!

Good luck!

[Talluer]

Re: Dub got hit, guy refuses to pay

I wish it worked that way. I have comprehensive coverage, no collision. AMA tells me that due to a lack of collision coverage AND the fact that they have someone to go after they won't allow me to pay my deductible and have the car repaired under comprehensive.

Otherwise my baby would be back to normal, and rocking some new paint

[grcarlo]

Re: Dub got hit, guy refuses to pay

What are you driving?

[Talluer]

Re: Dub got hit, guy refuses to pay

Mk4 jetta 1.8t