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Poor Eurovan

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  • #1

    Poor Eurovan

    So my poor van was the victim of an inexperienced 16 year old driver while parked in front of my house. He slid around the corner and side swiped the rear corner with his rear passenger door. So after an estimate of over $7k to repair ($3k for the bumper alone) the insurance told me parts are not available. In the end I get a cash out and get to keep it but I will no longer be able to have comprehensive coverage. After removing the rear bumper it is all really easy to fix. I will need to plastic weld everything back together and get some paint done. The damage to the rear trunk is hidden under a aftermarket hatch cover (which also needs repair).

    Buuuuut the wife now wants to sell it. I say spend a little and fix it up and rock it till it dies. Anyone thing that running without comprehensive is a bad idea? I think that it would save me more to drive it then sell it for beans now anyways. Opinions?
    Name: Brent
    His: '04 TDI Golf Mods: None If it's smoken it ain't broken
    Family: '15 Jetta Sportwagon
    Fun car: '92 Blue Karmann Crabby Cabby Mods: Coils, front and rear swaybars, LED interior lights and some other old things.
    Tags: None
  • #2
    Re: Poor Eurovan

    Might be time to tap out....

    Comment

    • #3
      Re: Poor Eurovan

      What can you get for van as-is?
      Stefan
      -> '19 Deep Black Pearl Alltrack
      -> '05 Urban Grey Passat Wagon TDI.
      -> Past rides: '14 Allroad, 06 Mazda5, '98 Jetta K2, '01 Jetta TDI, '91 Mazda B2200, '81 Toyota Cressida
      -> FutuRe Ride...??!

      Comment

      • #4
        Re: Poor Eurovan

        frig!!

        Comment

        • #5
          Re: Poor Eurovan

          curious as to why your insurance company is going to drop your policy due to someone else. it really should have nothing to do with your ins. company. there would be no reason for them to take that away from you. it's the kids fault and his ins. would need to sort it out, regardless of parts availability. and if those can't be bought, the van isn't written off, then i don't see a problem. they are paying you out the cash so why no more comp.? is it because your ins. now knows that repaying you for an accident would not be an option based on those unavailable parts? sucks, but i would probably run without it. even if someone else hits you, they would still have to pay. seems odd.
          you probably don't like me because someone else said they didn't lol. <3

          Comment

          • #6
            Re: Poor Eurovan

            The problem of no comprehensive is mountain goats, horses, cows, deer, vandalism, theft, fire, flood, wind debris, hail...

            I'm pretty sure you will have to deal with one of those sooner or later. Have you tried calling Canadian Direct? they usually offer better coverage than other companies, maybe you can get comp with them?

            Comment

            • #7
              Re: Poor Eurovan

              When a 16yo swiped my red coupe, I leaned on him and his parents to pay me an agreed value less than the cost of the quote but appropriate for sourcing parts and paying for repairs. I get to keep the car and have no salvage title, he doesn't get dinged on his insurance. Win, win.
              Last edited by PRY4SNO; 03-08-2014, 09:58 AM.
              Find me on Instagram @pry4sno

              Candy White 2010 VW Golf Sportwagen TDI 6 speed /// #farmenwagen
              Indigo Pearl Effect 1992 80q 20v /// Eventual AAN'd Winter Sled
              Brilliant Black 1990 Coupe quattro /// Because Racecar

              Comment

              • #8
                Re: Poor Eurovan

                The problem is the salvage title. Not too many people will pay anywhere near market value for a vehicle with a salvage title. My E30 went through this. Still haven't got it fixed enough to pass the inspection, but it's my plan to fix and keep.
                15 GTI
                65 Beetle
                87 BMW E30

                Comment

                • #9
                  Re: Poor Eurovan

                  No salvage title. Just a payout as parts are not available. I have a very rare aftermarket (and dealer sold) body kit. Hence the price of the repairs. Not really that much damage that quickly added up to over $7k for a 15 year old vehicle lol.
                  Name: Brent
                  His: '04 TDI Golf Mods: None If it's smoken it ain't broken
                  Family: '15 Jetta Sportwagon
                  Fun car: '92 Blue Karmann Crabby Cabby Mods: Coils, front and rear swaybars, LED interior lights and some other old things.

                  Comment

                  • #10
                    Re: Poor Eurovan

                    So can you just through on standard bumpers with your payout and get it covered w/ comprehensive again?
                    Stefan
                    -> '19 Deep Black Pearl Alltrack
                    -> '05 Urban Grey Passat Wagon TDI.
                    -> Past rides: '14 Allroad, 06 Mazda5, '98 Jetta K2, '01 Jetta TDI, '91 Mazda B2200, '81 Toyota Cressida
                    -> FutuRe Ride...??!

                    Comment

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