why you need locking lug nuts...

[CanadianCoupe]

Re: why you need locking lug nuts...

Someone needs to invent some black bags with wheel prints on them that we place over the wheels when parked so that it looks like the car has tiny 15" rims

[Tuna]

Re: why you need locking lug nuts...

I am not usually too concerned about locking nuts as if someone wants something bad enough they will get it one way or another and that is for more than just wheels.

My question is what is fueling the demand for Escalade wheels? Are people putting them on pickups, older Escalades? And are you not supposed to ditch the stock ones for blingy 24s?

I think the way it goes is people buy used Escalade wheels for 2wd pickups (I wanted some for my 2wd once upon a time), then once insurance finds out how much they cost to replace the stock wheels they are more than happy to let the owner buy some 24's haha.

For big heavy chrome wheels, the GM factory wheels are supposed to be pretty light.

[Spoolin]

Re: why you need locking lug nuts...

Keep an eye on kijiji, craigslist, ebay, and any escalade forums for a local set of those rims.

That sucks dude, time for aftermarket rims.

[T-Dubbs]

Re: why you need locking lug nuts...

why? insurance covers brand new ones

[J-hop]

Re: why you need locking lug nuts...

why? insurance covers brand new ones

why would you claim something like that, you'll get red flagged as a liability for sure. I have no idea why people claim stuff like this, insurance companies keep track of stuff like that, and they WILL get their money back (and then some). Insurance companies aren't there to hemorrhage money, its quite the reverse.

[T-Dubbs]

Re: why you need locking lug nuts...

whats the point on having insurance, if you wont claim the theft?
a random theft will not flag you as a liability

how can you be liable for something u cannot prevent

[J-hop]

Re: why you need locking lug nuts...

whats the point on having insurance, if you wont claim the theft?
a random theft will not flag you as a liability

how can you be liable for something u cannot prevent

the point of insurance is to avoid bankrupting yourself if you hit a pedestrian or rear end someone, or to replace a stolen vehicle if you can't afford a new one, not parts stolen off a vehicle. I've spoken with several family friends in the insurance industry and they all said "off the record" you shouldn't even claim accidents that weren't your fault (if you can) like say a hit and run, because you'll pay for it in the end. They are in the business to make money, and any money they lose they get back one way or another.

I like to think of insurance as a payment plan haha. A great example is windshield "coverage". the amount you pay in coverage you would almost have to replace your windshield every year to make back what you spent on it.

My dad has insanely low insurance, as he has driven for 40+ years and never claimed a single accident, (only ever been in a vehicle vs deer accident in 40years though haha)

[Tuna]

Re: why you need locking lug nuts...

Agreed with T-dubb why the hell wouldn't you claim them? Their SUV is 2 feet off the ground missing $6000 worth of wheels? Of course you're going to go through insurance.

My friend went through insurance (like I said above) and once they found out how much the stock ones were through the dealership they were happy to buy him any aftermarket ones he wanted.

They would have bought him stock replacements had he wanted though with no issue. You'll pay deductible and your rates won't go up.

Maybe if you were claiming having your rims stolen once a year every spring or something maybe they might get suspicious.

[R-Audi]

Re: why you need locking lug nuts...

For the record the stock wheels, tires and TPMS are 11k. I would sure as hell claim that. Insurance on Escalades is already high because of theft.... so on that same track of thought you would have already paid for them!

[J-hop]

Re: why you need locking lug nuts...

yea the OP already mentioned they are 11k for the wheels, which when you think about it, if you were buying an escalade because it was in your pay grade that should be pocket change. It is all about perspective though, in the short term it may be better for you because you aren't hit with the bill all at once but 10 years from now when your rates haven't decreased as much as the guy next to you, you'll see what I mean.

Insurance is a hugely profitable business, and there is a reason for it!!

[stefan]

Re: why you need locking lug nuts...

It shouldn't effect much insurance wise. Of course they will keep track of it, and like Tuna said, if it keeps happening, then you'll have problems. I've claimed a hit and run and my premiums still got cheaper every year, something like this shouldn't be much different. If you are at fault, that's more like what J-hop is saying. I had to claim an at fault about 10 years ago, and by the time all my discounts were back I had definitely paid for the damage.

[luunta]

Re: why you need locking lug nuts...

insurance to cover your own personal liability in the long run. small claims like this are pennies to insurance companies.

[Pshrynk]

Re: why you need locking lug nuts...

Wouldn't insurance usually only cover replacing OEM wheels unless the after market wheels were specified in the policy.

[luunta]

Re: why you need locking lug nuts...

my guess is OEM unless you can work out a deal that you just get a payout for OEM equivilant value.

[Stonewall]

Re: why you need locking lug nuts...

Why are the dealerships not engraving the vin number on the inside of the wheels? It would at least give legitimate tire places a chance to catch them when changing tires.