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I have just finished school, and am looking to consolidate debt. What banks are best for helping out someone who is just starting out? I have heard good things about RBC.
TD keeps raising my cc limit without asking me, and i dont even have a job lol. its pretty up there LOL, thats dangerous. i guess they like my minimum payments every month hahahah.
Another was told (anyone feel free to correct me if i'm wrong) was when you consolidate it can lower your credit score because it appears as though you are trying to get a handle on all your debt by consolidating to lower your monthly payments.
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