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Did you tell them it was modded? Cause the only time i see rates like that is when we broker out for high risk people. aka people with modded cars, DUI's or a ton of tickets.
That's why I drive a mk4 with plpd insurance and fire/theft. Im 19 and I have been paying 1400/year since I was 16 with no accidents or speeding tickets. Not worth it to buy a new/high performance car when your younger.
Actually, I only told my current insurance co about the turbo and that one was the last expensive. I'll probably hold out for a low mileage NA R32 from the states or something older as a project. Maybe a MK2 GTI 16v or E24
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